Seeking a mortgage
There’s plenty to think about when choosing the right mortgage - it’s not quite as simple as just opting for the cheapest rate. We take your whole circumstances into account when recommending the ideal mortgage for you.
We’re Team You! We work with more than 100 banks, building societies and lenders with differing rates and lending criteria. Effectively, we’re a bit like a comparison website for mortgages: we’ll do all the leg work for you in finding an appropriate mortgage for you and your circumstances. By comparison, a bank will only be able to offer you their mortgage rates and none of their competitors’ lending rates.
We help clients at all stages on the homebuying journey, from first-time buyers, to clients wishing to sell up and start a new idyllic life by the sea in Cornwall, and those considering downsizing during retirement or releasing equity from their home in later life.
Whatever your needs, we are here to support you and help you achieve your goals.
Can you help me get a mortgage?
There’s a lot to think about when securing a mortgage. It has to be right for you and your long-term goals. We work with more than 100 lenders with differing rates and lending criteria. That means we can find you the most suitable lenders and rates, whether you’re looking for a first-time buyer mortgage or buy-to-let.
Should I release equity from my home?
As qualified members of the Equity Release Council, we will guide you through the options available to you. There are a number of factors and implications that need to be considered carefully in order to identify whether equity release is right for you. You should, therefore, always consult a qualified professional before deciding on releasing cash from your home.
I’ve been turned down by my bank, can you help?
Banks and building societies all have different lending criteria. Our mortgage advisors work with these lenders on a day-to-day basis, so they know the background criteria of each lender. It is this knowledge and experience of the lending market that can make all the difference when it comes to securing a mortgage for you.
Please note: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Commercial mortgages and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Equity Release will reduce the value of your estate and can affect your eligibility for means- tested benefits.
Mrs H & Dr P Swansbury
I found Becky very knowledgeable, professional and very approachable. Very pleased that she sorted out the remortgaging of our buy-to-let in a speedy manner, in time to purchase our investment property.
Every client we work with is unique – and that’s something we celebrate. We follow a simple four-step approach that ensures the decisions you ultimately take, are the right ones for you.