Young families
There are plenty of important financial decisions to make when beginning on family life. We believe it is vital to get solid foundations in place that allow you to build and protect your wealth for yourself and those you love, for many years to come.
Working with a financial planner when you’re just getting started on your family life brings benefits that will last a lifetime. With our help, you can get that first foot on the housing ladder with a mortgage suited to your circumstances and long-term goals and ensure you and your loved ones are protected against the financial insecurity that can accompany a loss of job, good health or a death. We will help you develop good financial habits and foundations, and create manageable, achievable goals for the long-term happiness and security of your family. We can even help you get started in investing. Ultimately, we will make sure your money is working in your best interests.
Please note: The value of investments and the income they produce can fall as well as rise. You may get back less than you invested. Past performance is no guarantee of future returns.
Our clients often ask us:
Can you help me get a mortgage?
There’s a lot to think about when securing a mortgage. It has to be right for you and your long-term goals. We work with more than 100 lenders with differing rates and lending criteria. That means we can find you the most suitable lenders and rates, whether you’re looking for a first-time buyer mortgage, Help to Buy solution or buy-to-let.
What insurance do I really need?
With so many different plans now available, from mortgage protection, critical illness, income protection, life cover, and family income benefit to name a few, it pays to speak to someone who understands your needs thoroughly. By taking the time to know you, we ensure you will have adequate protection without burdening you with unnecessary costs.
What do I need to know about investing?
At Harris Begley Financial Planning, we provide a holistic approach to financial planning. Our aim is to deliver our clients the returns they need to live the lives they want, while exposing them to the minimum possible risk. That means, if investing is the right path for you, we will explore your appetite for risk, risk tolerance and gain a deep understanding of what’s important to you.
Please note: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Commercial mortgages and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
Ms Jenny Gramnes & Mr Toby Jones
Harris Begley helped us save a significant amount of money on our house purchase. I would definitely recommend them to others. Thank you for all your help and we'll be back for more services in the future.
Every client we work with is unique – and that’s something we celebrate. We follow a simple four-step approach that ensures the decisions you ultimately take, are the right ones for you.